Best ways to use American Express Business Platinum points
The American Express Business Platinum earns Amex Membership Rewards points. Here's how to use them well — transfer partners, sweet spots, and when it's worth holding the card.
Card snapshot
Issuer
American Express
Program
Amex Membership Rewards
Annual fee
$695
Earning rates
- 5× on flights and prepaid hotels via Amex Travel
- 1.5× on purchases of $5,000+ (up to $2M/yr)
- 1× on everything else
Top benefits
- 35% airline points rebate on paid flights via Amex Travel
- Centurion Lounge access + Priority Pass
- $400 Dell credit
- $200 airline fee credit
- $200 hotel credit
- $360 Indeed credit
- Global Entry credit
Best ways to use the points
- 35% points rebate on paid flights is effectively 1.54¢ per point when redeeming against premium cabin fares
- 5× on flights + 35% rebate = 7.7× effective when booking through Amex Travel
- Same transfer partners as personal Platinum
Transfer partners
American Express Business Platinum points transfer to:
Drawbacks
- $695 annual fee
- Dell credit is niche — useful only if you actually buy Dell products
- 35% rebate only applies to specific fare classes
Our verdict
Powerful for businesses with >$5K individual purchases. The 35% rebate on paid flights is a one-of-a-kind benefit. If you primarily earn via points transfers for award travel, the personal Platinum or a Chase card may fit better.
Find award availability before you transfer
Points transfers are almost always non-reversible. Use AwardLocker to confirm saver space first, then move your Amex Membership Rewards points only when you're ready to book.
Check availability →