Credit card points guides
How to use each major credit card's points for maximum value. Transfer partners, sweet spots, and honest verdicts on whether each card is worth holding.
Flexible transferable points cards
Chase Sapphire Preferred
Chase Ultimate Rewards · $95
Chase Sapphire Reserve
Chase Ultimate Rewards · $550
Chase Ink Business Preferred
Chase Ultimate Rewards · $95
Chase Ink Business Unlimited
Chase Ultimate Rewards · $0
Chase Freedom Flex
Chase Ultimate Rewards · $0
American Express Platinum Card
Amex Membership Rewards · $695
American Express Gold Card
Amex Membership Rewards · $325
American Express Business Platinum
Amex Membership Rewards · $695
American Express Green Card
Amex Membership Rewards · $150
Capital One Venture X
Capital One Miles · $395
Capital One Venture Rewards
Capital One Miles · $95
Citi Strata Premier
Citi ThankYou Points · $95
Bilt Mastercard
Bilt Rewards · $0
Airline co-brand cards
United Explorer Card
United MileagePlus · $95 (waived first year)
United Club Infinite Card
United MileagePlus · $525
Alaska Airlines Visa Signature
Atmos Rewards · $95
JetBlue Plus Card
JetBlue TrueBlue · $99
British Airways Visa Signature
British Airways Executive Club (Avios) · $95
Delta SkyMiles Gold Amex
Delta SkyMiles · $150
Delta SkyMiles Platinum Amex
Delta SkyMiles · $350
Delta SkyMiles Reserve Amex
Delta SkyMiles · $650
Citi / AAdvantage Executive World Elite
American AAdvantage · $595
Southwest Rapid Rewards Priority
Southwest Rapid Rewards · $149
Hotel co-brand cards
World of Hyatt Credit Card
World of Hyatt · $95
Marriott Bonvoy Brilliant Amex
Marriott Bonvoy · $650
Hilton Honors American Express Surpass
Hilton Honors · $150