Best ways to use Citi Strata Premier points
The Citi Strata Premier earns Citi ThankYou Points points. Here's how to use them well — transfer partners, sweet spots, and when it's worth holding the card.
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Issuer
Citi
Program
Citi ThankYou Points
Annual fee
$95
Earning rates
- 10× on hotels, car rentals, and attractions via CitiTravel.com
- 3× on air travel, gas, groceries, dining
- 1× on everything else
Top benefits
- $100 annual hotel credit (single stay of $500+)
- Broad 3× categories cover most daily spend
- Access to Citi transfer partners including American Airlines, Virgin Atlantic, Turkish, Aeromexico
Best ways to use the points
- Citi is the only flexible points program that transfers to American Airlines (via AAdvantage) at 1:1
- Transfer to Turkish Miles&Smiles for 45K business class awards to Europe
- Transfer to Virgin Atlantic for Delta One awards
Transfer partners
Citi Strata Premier points transfer to:
Drawbacks
- Less brand recognition than Chase/Amex
- Citi's portal and transfer process can be slower
Our verdict
Under-the-radar mid-tier card. The 3× groceries + dining + gas + air travel combination is unusually broad at $95 fee, and Citi TY's transfer to AAdvantage fills a gap that Chase and Amex can't.
Find award availability before you transfer
Points transfers are almost always non-reversible. Use AwardLocker to confirm saver space first, then move your Citi ThankYou Points points only when you're ready to book.
Check availability →