Best ways to use World of Hyatt Credit Card points
The World of Hyatt Credit Card earns World of Hyatt points. Here's how to use them well — transfer partners, sweet spots, and when it's worth holding the card.
Card snapshot
Issuer
Chase
Program
World of Hyatt
Annual fee
$95
Earning rates
- 4× on Hyatt purchases
- 2× on restaurants, airline tickets, local transit, fitness club memberships
- 1× on everything else
Top benefits
- Free Category 1-4 hotel night annually (can be worth $300+)
- Discoverist status (late checkout, bottled water, free internet)
- 5 Elite Qualifying Nights annually
- 2 Elite Qualifying Nights per $5K spend
Best ways to use the points
- Free night cert at Park Hyatt properties regularly worth $400+/night
- Hyatt points transfer from Chase UR at 1:1, and Hyatt's chart is the best-value hotel chart
- Hyatt Globalist status via spend ($50K) is within reach with this card
Drawbacks
- Hyatt footprint is smaller than Marriott/Hilton
- Free night capped at Cat 1-4 (though Cat 4 properties like Andaz Seoul are outstanding)
Our verdict
The best hotel-co-brand value in the market. The anniversary free night alone covers the annual fee 3-5× over, and Hyatt's fixed point chart means predictable redemptions.
Find award availability before you transfer
Points transfers are almost always non-reversible. Use AwardLocker to confirm saver space first, then move your World of Hyatt points only when you're ready to book.
Check availability →