Best ways to use United Club Infinite Card points
The United Club Infinite Card earns United MileagePlus points. Here's how to use them well — transfer partners, sweet spots, and when it's worth holding the card.
Card snapshot
Issuer
Chase
Program
United MileagePlus
Annual fee
$525
Earning rates
- 4× on United purchases
- 2× on all other travel
- 2× at restaurants
- 1× on everything else
Top benefits
- United Club membership (normally $650/yr)
- Star Alliance Gold status (via United Premier benefits linking)
- Free first AND second checked bag
- Premier Access (priority check-in, security, boarding)
- 25% off inflight purchases
- Global Entry/TSA credit
Best ways to use the points
- If you'd otherwise pay $650 for United Club membership, this card saves $125 net
- Access to expanded award availability + no close-in booking fees for elites
Drawbacks
- $525 annual fee is only justified by United Club membership value
- Miles earned are still United-only
Our verdict
Only worth it if you'd pay for United Club membership anyway. If not, the Explorer card gets you most of the practical benefits at 1/5 the fee.
Find award availability before you transfer
Points transfers are almost always non-reversible. Use AwardLocker to confirm saver space first, then move your United MileagePlus points only when you're ready to book.
Check availability →