Best ways to use Wells Fargo Autograph points
The Wells Fargo Autograph earns Wells Fargo Rewards points. Here's how to use them well — transfer partners, sweet spots, and when it's worth holding the card.
Card snapshot
Issuer
Wells Fargo
Program
Wells Fargo Rewards
Annual fee
$0
Earning rates
- 3× on restaurants, travel, gas, transit, streaming, phone plans
- 1× on everything else
Top benefits
- No annual fee
- Cell phone protection
- No foreign transaction fees
Best ways to use the points
- Best no-annual-fee card for broad 3× categories
- Points redeem for cash or travel (not transferable)
Drawbacks
- Points don't transfer — cash/travel redemption only
- Wells Fargo rewards portal is less polished than Chase/Amex
Our verdict
Strong no-fee everyday earner. If you want pure simplicity without the transfer-partner complexity, this card outperforms most no-fee Chase/Amex alternatives.
Find award availability before you transfer
Points transfers are almost always non-reversible. Use AwardLocker to confirm saver space first, then move your Wells Fargo Rewards points only when you're ready to book.
Check availability →