Bilt credit cards (2026)
Bilt is the newest flexible-points currency, with the unique benefit of earning on rent. The transfer partner combination is unmatched — AAdvantage + Alaska + Hyatt all at 1:1 from a single program.
Points program: Bilt Rewards · Realistic value: 1.5-3¢ per point
Strengths
- Earn rent on rent (only card without landlord fees)
- AAdvantage + Alaska + Hyatt all at 1:1 (unique combination)
- Free annual card (no fee)
- Rent Day monthly bonuses (occasionally 100%+)
- Mastercard World Elite + premium benefits
Weaknesses
- Requires US rental for full value
- 5-transaction monthly minimum to earn rewards
- Smaller premium card portfolio
- Lower-tier customer service
Bilt cards
Transfer partners
- American AAdvantage (1:1)
- United (1:1)
- Air Canada Aeroplan (1:1)
- Alaska (1:1) — unique combination
- Hawaiian (1:1)
- Cathay Pacific Asia Miles (1:1)
- Emirates (1:1)
- Air France/KLM (1:1)
- Turkish Miles&Smiles (1:1)
- British Airways (1:1)
- Iberia (1:1)
- Virgin Atlantic (1:1)
- Hyatt (1:1) — unique combination with AA + Alaska
- IHG (1:1)
- Marriott (1:1)
Best uses for Bilt Rewards
- Alaska 70K Cathay First (free if you rent)
- AAdvantage 70K Qatar Qsuite
- Hyatt 25K Park Hyatt Tokyo per night
- United Polaris 60K business class
FAQ
What makes Bilt Rewards unique?
Bilt Rewards earns points on rent without any fees to the landlord. Plus it's the only flexible-points program with AAdvantage + Alaska + Hyatt all at 1:1 transfer — the unique combination of Oneworld + premium hotel access from one program.
Related guides
Search award availability
Use AwardLocker to find premium cabin redemptions accessible via Bilt Bilt Rewards transfers.
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